Equis Capital Finance offers a wide array of financial packages ranging from Project Equity, Mezzanine Debt, Credit Enhancements and Acquisition Loans to Raw Land Financing and Hard Money Loans. The company’s ability to apply two or more programs to a single loan request provides the client the added advantage of custom tailored solutions structured on a case-by-case basis.
A loan for the purposes of acquiring, improving, completing and the ongoing operation of commercial properties. There are set rules on what an acquisition loan can be used for as well as the time in which it can be used.
A loan for the acquisition and development of real property to an improved state and arranged such that the loan proceeds are dispersed with interest only being payable based on the draw down schedule of funds.
A loan of funds for development or repositioning projects or for meeting various immediate ‘hard money’ requests. Private money lenders must be diligent and discerning when offering private money to borrowers.
Asset Based Loan
A loan for any purpose whereby collateral is placed as security to the loan. Asset-based lending is any kind of lending secured by an asset. This means, if the loan is not repaid, the asset is taken.
A loan referred to as ‘Debtor-in-Possession’ or ‘DIP’ Financing for enabling distressed companies to retain their real property assets until either institutional financing becomes available or the assets are sold.
A short-term multipurpose loan pending the arrangement of larger or longer-term financing or in cases of enabling investors to take advantage of acquisitions or business opportunities in time-sensitive situations.
A loan used for construction purposes or other improvements of real property, whereas the land and improvement value are used as collateral to the loan, with funds being dispersed according to the construction schedule of requirements.
Raw Land Loan
A loan that is used for acquiring and holding for either development purposes or eventual sale at a profit and may apply to single lots or greater acreage and sometimes is referred to as Land Banking.
A loan that is subordinate to a Primary Lender and becomes debt that is payable either at a designated time of sale or upon a refinancing, which is then converted to an equity position for the lender, in cases of providing additional funding when first mortgages have reached their maximum loan amount.
Project Equity [Investment / Loan]
Investment of funds for a designated share of a project or development with qualified developers and operators when there is significant opportunity for value and/or cash flow enhancement.
Equis Capital Finance is focused on providing customers with the most attractive terms and conditions in the market. We provide a broad array of credit facilities and flexible, creative solutions to meet our customers’ needs.
We use our in-depth market knowledge to provide attractive solutions that fit your needs and give you maximum value. Our approach is dynamic and flexible, allowing us to develop solutions well beyond traditional commercial finance options.
Our relationships with our major lending partners give us the resources and flexibility to offer the most attractive financing options in the industry.