What This Service Is
Working Capital & Asset-Based Solutions Advisory is designed for operating businesses that require reliable liquidity aligned with cash flow, assets, and growth strategy, rather than one-time transactional financing.
Equis Capital Finance advises on how working capital and asset-based liquidity solutions should be structured and positioned to support operations, growth, and resilience — without undermining long-term capital flexibility.
We do not provide working capital facilities.
We advise on how operating liquidity is structured and engaged.
What We Advise On
Our advisory scope for working capital and asset-based solutions includes:
- Asset-based lending (ABL) structuring
- Receivables and inventory-backed liquidity facilities
- Revolving credit and working capital lines
- Liquidity strategies tied to operating cycles
- Alignment of covenants with operational realities
- Capital stack integration with senior and subordinate capital
- Selection of appropriate liquidity providers based on mandate and risk tolerance
This advisory focuses on durable liquidity, not short-term fixes.
When This Service Applies
This service is typically appropriate when:
- Cash flow timing creates working capital pressure
- Growth or expansion strains operating liquidity
- Asset values support structured liquidity solutions
- Traditional unsecured facilities are insufficient
- Liquidity must scale with revenue and operations
- Institutional or lender scrutiny applies
In many cases, this advisory follows — or is informed by — a capital readiness assessment to ensure liquidity solutions are sustainable and appropriately structured.
What This Service Is Not
To maintain clarity, this service is not:
- Emergency cash solutions without structure
- Unsecured lending without asset support
- A substitute for operational efficiency
- Guaranteed or perpetual liquidity
Liquidity providers underwrite risk continuously, not once.
Outcomes
- Liquidity structures aligned with operating cycles
- Improved cash flow stability
- Reduced covenant and refinancing risk
- Clear understanding of feasibility before market engagement
- Better alignment between liquidity and growth
- Enhanced credibility with lenders and capital providers
The objective is operational resilience, not temporary relief.
Relationship to Other Equis Services
• Project Navigator™
Commonly used to assess liquidity feasibility, structural constraints, and readiness before working capital engagement.
• TECS™ – Transaction Execution & Capital Structuring
May follow once readiness is confirmed and disciplined execution is required to engage working capital or asset-based liquidity providers.
Start With Capital Readiness
complexity beyond conventional lending, begin with a structured review.
Regulatory & Role Clarification
provide guarantees. All financing is subject to third-party discretion and customary due diligence.